Federal Deposit Insurance CorporationFDIC-Insured - Backed by the full faith and credit of the U.S. Government

Other Business Products & Services

Yampa Valley Bank's offers a variety of convenient services to support your business banking needs.

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Online Business Banking & Bill Pay

Yampa Valley Bank offers cutting-edge online tools that can be customized to suit any business, ensuring that your cash balances are constantly working hard for you. Here are a few key features:

Online Business Banking Features Include:

  • Custom Real-Time Alerts
  • Payroll Compatibility
  • On-Screen Check & Deposited Image Items
  • Balance Reporting
  • Web Statements
  • Detailed Transaction Reporting
  • Automatic Balance Alerts
  • Transfers (including recurring)
  • Positive Pay
  • Direct Connect for Quicken & Quickbooks
  • ACH Origination (upon approval) 
  • Customized Reports
  • Mobile App
  • Mobile Deposit

Fees

  • Bill Payment - First 20/mo free, $0.50 each after
  • Bill Pay Stop Payment Fee - $30

Business Credit Cards

You chose to bank with us for a reason, and now we are giving you one more. We now offer multiple competitive credit card options. Increase your purchasing power with our credit cards and enjoy great benefits.

Apply for your Yampa Valley Bank Credit Card today!

Apply Now

Please contact one of our bank locations for additional information.

See the card application's Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval. 

Business Debit Cards

Yampa Valley Bank debit cards offer purchasing and accounting convenience for your business.

Business Debit Card Features: 

  • No annual fee
  • Make purchases using your debit card with no fee or interest charges. Funds are debited directly from your Yampa Valley Bank Business account.
  • Employee debit cards available
  • Savings and Money Market accounts may be designated as a secondary account.
  • Visa International transaction fee of 1.5% may apply on transactions in foreign countries or online retailers located in foreign country.
  • ATM access almost anywhere in the US and worldwide – ask about our Free to Roam program to reimburse your domestic ATM fees!
  • Fraud protection program
  • Apple Pay, Samsung & Google Pay available
  • $10 card replacement fee may apply for excessive replacement.

Business Check Reorder

If this is a repeat order from Main Street, you can order your checks online.

If you have not yet ordered checks through our new system, call us to submit your order.

Safe Deposit Boxes

We have many different sizes of safe deposit boxes available at affordable yearly rates. Please contact Yampa Valley Bank at 970-879-2993  (Steamboat) or 970-824-3600 (Craig) to check availability.

Safe Deposit Boxes - Yearly Rates
SizesAccount HolderNon-Account Holder
3x5* $25/yr $50/yr
5x5 $35/yr $70/yr
3x10* $40/yr $80/yr
5x10* $50/yr $100/yr
7x10 $75/yr $150/yr
10x10 $100/yr $200/yr
15x15 (Locker Unit) $200/yr N/A
30x15 (Locker Unit) $300/yr N/A

 *Box sizes available at the Craig branch. All sizes are subject to availability. 

 Yampa Valley Bank Wiring Instructions

Domestic Wires

Incoming (Free)

Wire to routing number/ABA: 102106705
Yampa Valley Bank
600 S. Lincoln Ave
Steamboat Springs, CO 80487

or

Yampa Valley Bank
435 Mack Lane
Craig, CO 81625

Beneficiary: Customers Name & Account Number

Outgoing ($20 Fee)

For outgoing domestic wires the customer will need:

  • Account number
  • Beneficiary's name and physical address
  • Bank Routing Number
  • Bank's physical address
  • The amount

International Wires (US Dollars)

Incoming (Free)

Send to: Bankers Bank of the West
Routing ABA: 1020-0374-3
BIC: INSTUS5D
1099 18th Street Suite 2700
Denver, CO 80202
Beneficiary Bank: Yampa Valley Bank
Acct: 1001230
600 S. Lincoln Avenue
Steamboat Springs, CO 80487
Further Credit:
Customer's Name
Account Number
Street Address
City, State Zip Code

Please call for information on incoming sent in foreign currency. 

Outgoing ($50 Fee)

For outgoing international wires the customer will need:

  • Account number
  • Beneficiary's name and physical address
  • Bank's swift code
  • Bank's physical address
  • Reason for wire
  • The amount

Sweep Services

Sweep services provide another way to prevent inadvertent NSF fees on your account. By identifying a secondary account, funds may be automatically transferred in the event of an overdraft on a primary account. Sweep services also can be used to consolidate funds into one account. Ask an Account Representative for more information! A fee of $4 per sweep will apply.

Sweep transfers are considered pre-authorized transfers. If the secondary account is non-transactional (Savings or Money Market), a maximum of six pre-authorized withdrawals per month are allowed. Additional fees will apply if the limit is exceeded.

Merchant Remote Deposit Capture

Remote Deposit Capture can provide your business with a convenient option to streamline deposits. By capturing check images and making electronic deposits at your place of business, you can save time and make fewer trips to the bank. Click here for remote deposit instructions.

Merchant Processing

Accepting credit card payments for purchases has become imperative for many businesses. Whether your business accepts credit cards now or has considered doing so, please ask an Account Representative about the services and competitive rates included with Yampa Valley Bank's Merchant Processing. EMV-compliant Contactless Merchant Processing terminals available, as well as mobile processing options. 

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Courier Banking

Time is one of the most valuable assets to a business, which is why we offer a daily bonded courier that will pick up your deposits for you! We can deliver other items to or from the bank upon request, including change orders, as space permits. Read our Courier FAQ below, or call for more details!

Frequently asked Courier Business Banking Questions

How do I enroll in Courier Business Banking?

Steamboat and Oak Creek customers, please contact Becca Knowles at 970-875-1619.
Craig and Hayden customers, please contact Jennifer Bugay at 970-824-0403.

What is the cost of this service?

There is a monthly charge of $20 for this service.

How often does the courier come to each business?

We work with you to meet your specific needs. You may choose a daily schedule, an on-call schedule, or a custom schedule. You may not exceed more than one visit per day.

What is the benefit of courier banking to my business?

Our couriers are bonded and deposits are made on the same business day under dual control. You will save cost on gas and time spent out of the office for employees.

Other Available Services

Please contact one of our bank locations for additional information

  • Automated Clearing House (ACH)
  • Stop Payments
  • Bank to Bank Transfers
  • Medallion Signature Guarantee
  • Notary
  • Foreign Currency Exchange

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