Mortgage Loans

Whether you are a first-time homebuyer, finally buying that dream vacation home, or anywhere in between, opening new doors starts with a loan process made easy.

Mortgage Lenders

Mortgage Options

Yampa Valley Bank Mortgage follows the same hometown values and customer service that the bank is known for. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different.

We offer a variety of mortgage products to meet your individual requirements, such as:

Conventional Loans

  • Cash Out Refinance
  • Rate & Term Refinance
  • Construction to Permanent
  • Low Down Payment
  • Second Homes
  • FHA
  • USDA
  • VA

Non-Conventional Loans

  • Bridge Loans
  • Condo-tel
  • Construction
  • Interest Only
  • Investment Property
  • Jumbo
  • Lot Loans


Mortgage Loan Originators

Contact our Mortgage Loan Originators to experience the YVB difference – expert local analysis, insider industry knowledge, and no origination fees.

Steamboat Springs

Whitney Fortna

Whitney Fortna

NMLS ID: #804913

600 South Lincoln Ave, Suite 100
Steamboat Springs, CO 80487


Or Call 970-875-1638 to get started and see how she can help you!


Mary Beth Anders

Mary Beth Anders

NMLS ID: #1960306

435 Mack Lane
Craig, CO 81625


Or Call 970-824-0412 to get started and see how she can help you!

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