Business Accounts

Business Checking

• No monthly service charge if daily balance remains above $500 ($10/mo otherwise)
  • Or 25 debit card transactions to waive monthly fee
  • Or combined balances between all deposit accounts of $25K and outstanding loan balances of $25K to waive the service charge
• Monthly statements
• Imaged checks
• Free ATM/debit card
• Minimum opening deposit of $100 required

Business Interest Checking

• No monthly service charge if daily balance remains above $5,000 ($10/mo otherwise)
  • Or combined balances between all deposit accounts and outstanding loan balances of $25K to waive the service charge
• Minimum balance to earn interest is $5,000
• Tiered interest rate
• Monthly statement
• Imaged checks
• Free ATM/debit card
• Minimum opening deposit of $5,000 required

Business Money Market

• No monthly service charge if daily balance remains above $2,000 ($10/mo otherwise)
• Tiered interest rate
• Monthly statements
• Imaged Checks
• Free ATM card
• Withdrawals are limited to six pre-authorized per month; $10 charge per each pre-authorized withdrawal over six per month; unlimited withdrawals allowed in person, by mail or by ATM.
• Minimum opening deposit of $2,000 required

Business Premier Money Market

• No monthly service charge if daily balance remains above $2,000 ($10/mo otherwise)
• Tiered interest rate on higher balances (100K or higher)
• Monthly statements
• Imaged Checks
• Withdrawals are limited to six pre-authorized per month; $10 charge per each pre-authorized withdrawal over six per month; unlimited withdrawals allowed in person, by mail or by ATM.
• Minimum opening deposit of $2,000 required
• Free ATM card

Business Prime Savings

• No monthly service charge if daily balance remains above $250 ($5/mo otherwise)
• Tiered interest rate
• Quarterly statement
• Free ATM card
• Withdrawals are limited to six pre-authorized per month; $2 charge per each pre-authorized withdrawal over six per month; unlimited withdrawals allowed in person, by mail or by ATM.
• Minimum opening deposit of $250 required

Overdraft Protection

• Overdraft lines of credit available from $500 to $2,500. *Subject to credit underwriting and approval
• Permanently attached to checking account (no maturity set)
• Helps avoid non-sufficient funds (NSF) fees
• Account overdraft coverage is automatic, with no transfer fees
• Minimum line payments automatic from checking account

Time Certificates

Fixed Rated Certificates

• Minimum opening deposit of $1,000 required
• Terms available from one month up to 60 months
• Certificates are automatically renewed
• Interest compounded daily
• Penalty may apply for early withdrawal.