Business
Business Accounts
Yampa Valley Bank offers a variety of business accounts with minimal fees, including free online banking, web statements, and bill pay.
Business Checking
No monthly service charge if the daily balance is above $500 or with 25 debit transactions; minimum opening deposit of $100.
Business Interest Checking
No monthly service charge if the daily balance is above $5,000; minimum opening deposit of $5,000.
Business Money Market
No monthly service charge if the daily balance is above $2,000; minimum opening deposit of $2,000.
Business Premier Money Market
No monthly service charge if the daily balance is above $2,000, with higher rates for balances over $100K; minimum opening deposit of $2,000.
Business Prime Savings
No monthly service charge if the daily balance is above $250; minimum opening deposit of $250.
Overdraft Protection
Lines of credit available from $500 to $2,500, subject to approval, and automatically attached to your checking account with no transfer fees.
Time Certificates
Fixed-rate certificates available for terms of 1 to 60 months, with a minimum opening deposit of $1,000 and daily compounded interest.
Online Banking & Bill Pay: Convenient, Secure, and Always Accessible
At Yampa Valley Bank, we understand that your time is valuable. That’s why our Online Banking and Bill Pay services are designed to provide you with the flexibility and control you need to manage your finances — whenever and wherever you need.
Why Choose Online Banking with Yampa Valley Bank?
- 24/7 Account Access
Stay connected to your accounts 24/7, whether you’re at home or on the go. With online and mobile access, managing your finances has never been easier. - Quick, Easy Transfers
Transfer funds between your accounts or send money to other banks with ease. It’s simple, fast, and secure. - Pay Bills with Confidence
Pay your bills online — whenever you want. Schedule one-time payments or set up automatic payments to save you time each month. - Comprehensive Mobile App
Our mobile app brings all the features of online banking directly to your phone. Deposit checks, pay bills, and check balances all from the palm of your hand.
Online Banking Features
Our Online Banking platform offers a wide range of features designed to help you manage your finances efficiently and securely:
Yampa Valley Bank offers a variety of business accounts with minimal fees, including free online banking, web statements, and bill pay.
- Account Access: View balances and transaction history at any time.
- Account Transfers: Easily move funds between Yampa Valley Bank accounts.
- Zelle®: Send and receive money quickly and securely with Zelle®.
- External Account Transfers: Transfer funds to and from other banks.
- Online Loan Payments: Manage your loans with simple and secure online payments.
- Direct Connect: Connect directly to Quicken and QuickBooks to track your finances.
- Web Statements: Access your statements online, reducing paper waste.
- Mobile Banking App: Take your banking with you on the go.
- Card Controls: Manage your debit and credit card features directly from your online banking dashboard.
- Mobile Deposit: Deposit checks right from your phone.
- Bill Pay: Pay unlimited bills online each month, and schedule future payments.
Secure, Reliable, and Easy To Use
We prioritize your security with the latest in encryption technology, two-factor authentication, and fraud protection. You can feel confident knowing your account information and transactions are protected.
Transfer Money
with Zelle®
Zelle® is a fast, safe, and easy way to send money directly from your bank account to others — whether they’re at another bank or a Yampa Valley Bank customer.
- Instant Transfers: Send money within minutes to someone who has Zelle®.
- Easy Access: Send money from your Yampa Valley Bank Online Banking or mobile app.
Credit Cards: Empower Your Purchases
Your financial flexibility just got better with Yampa Valley Bank’s credit card options. Whether you want to make everyday purchases or need a secured credit card, we have options to suit your needs.
- Apply for Your Yampa Valley Bank Credit Card Today!
Get the purchasing power you need, along with great benefits.
Debit Cards: Access Your Funds with Ease
Our Yampa Valley Bank Debit Cards offer convenience, security, and worldwide access to your funds:
- No annual fee
- Direct purchases with no interest or fees
- Employee debit cards available
- Secondary accounts (Savings/Money Market) may be linked
- 1.5% international transaction fee for foreign purchases
- Access to ATMs worldwide, with Free to Roam program for domestic fee reimbursements
- Fraud protection program
- Apple Pay, Samsung Pay, and Google Pay support
- $10 replacement fee for excessive card replacement
Safe Deposit Boxes: Protect What Matters
Keep your valuable items secure in one of our Safe Deposit Boxes, available in various sizes at affordable rates.
For more information or to check availability, contact us at:
Steamboat Springs: 970-879-2993
Craig: 970-824-3600
Safe Deposit Boxes – Yearly Rates
| Sizes | Account Holder | Non-Account Holder |
|---|---|---|
| 3×5* | $25/yr | $50/yr |
| 5×5 | $35/yr | $70/yr |
| 3×10* | $40/yr | $80/yr |
| 5×10* | $50/yr | $100/yr |
| 7×10 | $75/yr | $150/yr |
| 10×10 | $100/yr | $200/yr |
| 15×15 (Locker Unit) | $200/yr | N/A |
| 30×15 (Locker Unit) | $300/yr | N/A |
*Box sizes available at the Craig branch. All sizes are subject to availability.
Other Services: Expanding Your Financial Toolbox
In addition to Online Banking and Bill Pay, Yampa Valley Bank offers a variety of other services, including:
Sweep Services
Easily manage overdraft protection and avoid NSF fees by automatically transferring funds from a secondary account with Yampa Valley Bank’s Sweep Services. A $4 fee per sweep applies.
Merchant Processing
Accept credit card payments effortlessly with Yampa Valley Bank’s Merchant Processing services, featuring EMV-compliant contactless terminals and mobile options.
Courier Banking
Save time with our daily bonded courier service, offering deposit pick-ups and delivery of items such as change orders upon request.
Automated Clearing House (ACH)
Simplify payments with Yampa Valley Bank’s ACH services, offering easy and efficient electronic payments.
Medallion Signature Guarantee & Notary
Access Medallion Signature Guarantee and Notary services at Yampa Valley Bank to help with various legal and financial transactions.
Foreign Currency Exchange
Easily exchange foreign currency with Yampa Valley Bank’s competitive and convenient services.
For more details on these services, please contact us.
yampa valley bank wiring instructions
Domestic Wires
Incoming (Free)
Wire to routing number/ABA: 102106705
Yampa Valley Bank
600 S. Lincoln Ave
Steamboat Springs, CO 80487
or
Yampa Valley Bank
435 Mack Lane
Craig, CO 81625
Beneficiary: Customers Name & Account Number
Outgoing ($20 Fee)
For outgoing domestic wires the customer will need:
- Account number
- Beneficiary’s name and physical address
- Bank Routing Number
- Bank’s physical address
- The amount
International Wires (US Dollars)
Incoming (Free)
Send to:
Bankers Bank of the West
Routing ABA: 1020-0374-3
BIC: INSTUS5D
1099 18th Street Suite 2700
Denver, CO 80202
Beneficiary Bank:
Yampa Valley Bank
Acct: 1001230
600 S. Lincoln Avenue
Steamboat Springs, CO 80487
Further Credit:
Customer’s Name
Account Number
Street Address
City, State Zip Code
Please call for information on incoming sent in foreign
currency.
Outgoing ($50 Fee)
For outgoing domestic wires the customer will need:
- Account number
- Beneficiary’s name and physical address
- Bank Routing Number
- Bank’s physical address
- The amount
